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Specialty Insurance Solutions

James Frazier and Tom Jaeger co-founded Program Insurance in 2010 when they saw first-hand the negative effects that businesses commoditization had in the insurance industry. They realized that the cookie-cutter, one-size-fits-all insurance policies that were offered to financial, analytical and consulting firms often did not adequately cover many practices’ actual professional services.

With a passion for helping policyholders maintain the financial viability and sustainability of their businesses, they developed an innovative and enhanced distribution model that specialized in covering business valuation firms with E&O Insurance, Cyber Liability & Protection Coverage and General Liability Insurance.

Today Program Insurance has expanded their specialized coverage to include solutions for M&A consultants, equipment appraisers, business brokers, exit planners and an array of other financial, analytical and consulting professionals including investment planning firms.

James Frazier

Founder & CEO

James (Jim) Frazier has been serving individuals and businesses with insurance coverage since 1980. A master craftsman and consummate advocate for his clients’ business success, he loves interacting with professionals, discovering the unique nuances of their firms and custom-tailoring insurance policies that help cover and sustain them over time.

“Our policyholders know we genuinely care about their business. That’s why we have the high retention that we do.”

Tom Jaeger

Tom holds a CPA and has been an innovator in numerous businesses for over 40 years. His past experiences include the public accounting industry and he has served as CFO for several start-up companies. Tom enjoys providing businesses with specialty insurance products to ensure their business interests and assets are protected.

How We Work

Program Insurance has an innovative, special distribution partnership with Lloyd’s of London, a major force in the insurance market whose expertise has been earned over centuries. Among Lloyd’s defining features are the diversity of its underwriting portfolio and its very wide, and expanding, geographic reach. It has specific trading rights to write insurance business in more than 75 jurisdictions and the ability to write reinsurance in more than 200 countries and territories.

In addition, James and Tom work together with a team of experienced professionals in tandem with Hill Program Managers LLC, Triton Claim Management LLC and Gordon & Rees. Triton Claim Management collaborates to administer and adjust all claims through a process involving excellence and integrity, and Gordon & Rees, specialist insurance lawyers, remain on standby should any policyholder require legal counsel.

Our Mission

Program Insurance provides excellent professional service and products to our policyholders in a manner that remains consistent over time. Additionally, through our underwriting capacity and exclusivity, we offer extremely competitive pricing and broad policy forms.

Don’t Leave your Practice Vulnerable any Longer

We have a cost effective solution for you!

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